I provide personalized service that transforms clients' relationships with money and helps them practice financial management skills that they can use every day to build their best lives.
The Penny Post: What Budget is Right for Me?
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Where Penny-Smart Meets Life-Savvy
I provide personalized service that transforms clients' relationships with money and helps them practice financial management skills that they can use every day to build their best lives.
Hi Reader! Do you put most of your purchases on your credit card and pay them off at the end of the month? While that’s a great money habit, you may be carrying more risk than you realize. Here's a question: Do you charge purchases today knowing you'll pay them off with your next paycheck? It feels harmless enough, right? That's called credit card float. And while it can feel as breezy as a lazy river ride, it may be hiding some murky waters beneath the surface. When you pay for something...
Hi Reader! Are you getting a tax refund this year? Refunds can feel like a gift from above (pennies from heaven!), and they generate a lot of excitement. But without a little planning, that excitement can work against you. A windfall, whether it is a refund, a bonus, or a gift, has a way of sparking big dreams. We start mentally spending it the moment we hear it's coming: pay down debt, build up savings, finally make that purchase we've been putting off, book that vacation. And honestly? That...
Hi Reader! Do you have an Easter egg hunt? Colorful eggs, little kids with baskets, fun prizes inside - it brings a joyfulness to Spring. But what if there was missing money to be found? Do you know where to look? You may have missing money that couldn't find its way to you. Maybe a company didn’t know where to send the refund after you moved. Maybe there was an old forgotten or inactive account somewhere. This left behind money gets gathered up by the government in a process called...